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(Dec 20) Health Savings Account, or HSA, is perhaps the most important news in 2004 that will, in the long run, change the way people think of medical insurance. Unfortunately, my employer does not offer HSA for 2005. Once it offers, I will probably be among the ...     Full Story



(Dec 17) Again, insurers raised price for people living in areas with higher weather risk. This time it happens to some Massachusetts homeowners.     Full Story




(Dec 17) A nice summary from About Personal Finance on why everyone should consider buying umbrella insurance.     Full Story



(Dec 13) AN excellent USA Today summary of how Hurricane Andrew in 1992 and the Northridge earthquake in 1994 changed the homeowner's insurance landscape in many states. Take a look.     Full Story



(Dec 11) If you want to cut back your auto insurance spending, you can always cut the coverage to the bone. But this may not be a good idea for your financial safety in the long run. Follow the 19 recommendations from Bankrate's Dana Dratch and you ...     Full Story



(Dec 11) Do you know the basics of auto insurance so you can understand what your agent is talking about? There are just too many terminologies in the auto insurance industry. If you are new to auto insurance, you may be overwhelmed by terms like "uninsured motorist ...     Full Story



(Dec 10) Everyone knows that between cars of the same price level, the model is a key determinant of insurance prices, but can you tell which exact model is cheaper to insure?     Full Story



(Dec 10) This Christian Science Monitor column introduces a new breed of life insurance: term life insurance policy with Return of Premium (ROP) features. Unlike regular term life insurance, in which you lose all the premium if you outlive the term of the policy, in ROP policies ...     Full Story



(Dec 10) Should you purchase life insurance for your kids? There are already many personal finance articles telling you no, but Jeff Opdyke put the reasoning in the neatest way by sharing his struggle in his WSJ column.     Full Story



(Dec 10) BankRate cited a National Association of Insurance Commissioners (NAIC) study that highlights the dramatic difference on average premium charged in different states. For example, people in New Jersey paid an average of $1,182 per car for liability, collision and comprehensive coverage, while Iowans only needed ...     Full Story



(Dec 10) International Herald Tribune offers an excellent recap of some commonsense insurance must-knows.     Full Story



(Dec 10) WSJ's Terri Cullen explains why you should think twice before buying these four types of insurance: Cancer Insurance, Sports-Injury Insurance, Terrorism Insurance and Identity-Theft Insurance. Here is why.     Full Story



(Dec 10) Do you feel you are paying more than you should for homeowner's insurance? About Financial Planning gave out nine quick tips to get a cheaper homeowner policy. Take a look.     Full Story



(Dec 10) Thank you for visiting The Insurance Weblog. Picking the right insurance is among the most important decisions as it touches so many parts of our life. I hope The Insurance Weblog can help you to arrive at better decisions. The Insurance Weblog is a free ...     Full Story



(Dec 9) So, what is insurance? According to Merriam-Webster Online, insurance is "coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril."     Full Story











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